UK Ferry Directory

It is not a legal requirement to take out travel insurance, although it is a shrewd investment for travellers to take out some form of cover. It is worth pointing out that travel agents & holiday companies cannot insist that you buy their own travel insurance, be aware of falling prey to extortionate rates. Arrange your insurance before you go & make sure that you read all the small print, finding out how your cover would be affected by a variety of circumstances such as the cancellation of your holiday, or returning earlier than you planned. If such unforeseen changes do occur then make sure you contact your insurance company before you take any further action. If you are planning to take part in extreme sports on holiday such as rock climbing or scuba diving then it is likely that a standard policy will not cover you for such activities, you will need to take out a specialist policy instead.

You can obtain a form E111 from any Post Office, once completed this will entitle you to medical treatment in EC countries. It is, however, still advisable to take out travel insurance as few countries will pay the full cost of medical treatment.

Do I have to take out travel insurance?